Allstate and Insurance Disputes

March 21st, 2014

Insurance disputesIf you are a member of Allstate, you may believe that you are protected by one of the nation’s largest insurance companies. After all, their slogan promises: “You are in good hands with Allstate”. Yet after a tragic accident, nothing could be farther from the truth. Allstate’s policy is to protect their shareholders—not their policyholders and they go to extraordinary lengths to do so.

Insurance companies like Allstate are a business—and like all businesses, they are in business to make money. The American Association of Justice once ranked Allstate as the worst insurance company in America because of their continued engagement in bad faith practices. Even Allstate’s former CEO, Thomas Wilson, admitted that they gave awards to insurance claims adjusters who could deny the most claims in a month. They even held document-shredding parties.

In recent years, Allstate has been the subject of some serious investigations by the National Association of Insurance Commissioners for the use of a software program called Colossus. This software program improperly calculated thousands of settlement claims and resulted in Allstate being forced to pay a $10 million regulatory settlement.

If you are not one of Allstate’s members, you may be feeling pretty relieved right now. Unfortunately, Allstate is just one of many insurance companies who routinely engages in bad faith practices. Insurance giants, such as State Farm and Progressive also have been in hot water lately due to insurance disputes and unfair claims practices.

Before you speak to an insurance adjuster after an accident, it is important to understand why these companies are not on your side. This way you can avoid being taken advantage of by the insurance companies and you can recognize devious, bad faith practices when they begin.

Contact Pueblo Car Accident Attorney Mickey W. Smith Today!
When an insurance company is treating you unfairly, you need an experienced and skilled Pueblo personal injury attorney on your side to fight for your rights. Your attorney will stand up to the large insurance companies and expose their bad faith tactics.

Call Pueblo Personal Injury Attorney Mickey M. Smith today for a free consultation at (719) 544-0062.

Attorney Mickey Smith serves clients in Pueblo, Pueblo West, Penrose, Florence, Salt Creek, Avondale, Boone, Canon City, Colorado City, Swallows, and Fort Carson.

Marijuana DUI Accidents on the Rise in Colorado

February 28th, 2014

Pueblo DUI car accident attorneyOn January 11th, 23-year-old Keith Kilbey crashed his car into two Colorado state troopers who were investigating a reported accident in the area. The two officers had parked their cars in the left lane on an exit ramp and were investigating a nearby accident when Kilbey smashed into their police cars. Luckily, the two officers were not in their vehicles at the time of the accident.

The state troopers suspected Kilbey of driving under the influence of marijuana and arrested him. Even though marijuana use has been legalized in the State of Colorado, driving under the influence is still against the law. A driver is considered to be under the influence of marijuana with 5 nanograms or more of active TBC per milliliter of blood.

Prior to legalizing marijuana, the Colorado Department of Transportation already reported an increase in drivers on the road who tested positive for marijuana. In 2007, for example, the number of suspected DUI drivers who tested positive for marijuana was 28%. By 2010, that number was 58%.

As Colorado begins its new journey into legalized marijuana, there may be more drivers on the road who are under the influence. When their negligence causes an accident, they can—and should be held liable.

If you or someone you love is injured in a Pueblo DUI car accident, it is important to speak to an experienced Pueblo car accident attorney immediately. Your attorney may need to interview eyewitnesses, review the police report, obtain lab results, and employ accident recreation experts to establish who is at fault for your accident. If the at-fault driver was under the influence of marijuana at the time, then you may be able to file a personal injury lawsuit against them seeking both compensatory and non-compensatory damages.

Contact Pueblo Car Accident Attorney Mickey W. Smith Today!
mickey-officeIf you or someone you love is injured in a Pueblo automobile accident, it is important to contact an experienced Pueblo car accident attorney immediately. Your attorney will need to investigate all aspects of your case to determine who is ultimately to blame for your accident and your injuries.

Call Pueblo Personal Injury Attorney Mickey M. Smith today for a free consultation at (719) 544-0062.

Attorney Smith serves clients in Pueblo, Pueblo West, Penrose, Florence, Salt Creek, Avondale, Boone, Canon City, Colorado City, Swallows, and Fort Carson.

Use Extra Caution When Driving in Winter Weather

January 24th, 2014


This winter has already been brutal, and Colorado has seen plenty of snow, ice, and freezing rain. This wintery weather mix can be particularly dangerous for anyone who needs to drive on Colorado roads. While the best way to avoid catastrophic and deadly Colorado car accidents is to stay indoors during bad weather, there are times when individuals are forced to hit the roads. If you are driving in winter weather this season, here are several important safety tips to keep in mind.

Prepare Your Vehicle for Winter—your car should be winterized prior to heading out. This means carefully checking your tires to be sure they have enough tread and that they are properly inflated. You will also want to check your fluid levels to ensure that you have enough antifreeze in your car and windshield wiper solution.

Make an Emergency Car Kit—the Colorado Department of Transportation suggests that all drivers prepare an emergency kit for unknown situations. You should have a stocked first aid kit, working road flares, a scraper, snowbrush, coat, hat, gloves, blanket, flashlight, tire chains, matches, a gallon of water, and nonperishable food in your car.

Use Extra Caution when Driving—when driving in winter weather, be sure to maintain a longer distance behind other drivers. Never go faster than the posted speed limit signs and always keep your full attention on the road. If your cellphone is distracting, consider turning it off during your drive.

Listen to the News—before you head out, check with local news channels and weather apps to be sure you are not caught unprepared. If roads are closed or there are accidents already on the roads, you can avoid unnecessary delays and dangerous situations by changing your route ahead of time.

Icy Roads are Deadly

Colorado roads can be especially treacherous in winter weather. Even when roads look cleared, black ice can be deadly. Icy roads account for 467 fatalities every year across the United States, and 16 of those fatalities occurred in Colorado alone. This accounts for 70% of all winter road deaths.

mickey-officeIf you or someone you love is injured in an automobile accident, it is important to contact an experienced Pueblo car accident attorney immediately.

Call Pueblo Personal Injury Attorney Mickey M. Smith today for a free consultation. (719) 544-0062.

What are the Symptoms of Whiplash?

December 11th, 2013


  • I was injured in a rear end accident in Pueblo, Colorado; my neck hurts, is it whiplash?

  • I was hit from behind and now I can’t turn my neck, could I have whiplash?

  • My mom was injured in a car crash and now she has stiffness in her neck; could she have whiplash?



Whiplash is a very common injury that routinely stems from rear-end type accidents. The violent forces of the accident cause the head and neck to “whip” back and forth. This ultimately damages the ligaments and tendons in the neck, causing whiplash.



Unfortunately, whiplash symptoms can take days and even weeks to become fully realized. This is why so many insurance companies doubt victims who suffer whiplash as an injury. As a result, they may harass victims, delay claims, or even refuse to pay legitimate claims. When this occurs, you need an experienced Pueblo, Colorado personal injury attorney on your side.



What are the Symptoms of Whiplash?
In order to understand a diagnosis of whiplash, you first have to identify and understand the symptoms of whiplash and how these symptoms could affect your life. Symptoms of whiplash include:


  • Neck Pain

  • Stiffness in neck and upper extremities

  • Headaches

  • Tenderness of neck muscles

  • Reduced movement in neck

  • Shoulder pain and stiffness

  • Dizziness

  • Fatigue

  • Jaw pain

  • Arm pain or weakness

  • Visual disturbances

  • Tinnitus

  • Back Pain

  • And more



These symptoms can range from mild and aggravating symptoms to painful and debilitating muscular disorders. If undiagnosed or untreated, whiplash can become chronic and can lead to a lifetime of limited mobility, decreased range of motion, pain, and decreased quality of life.



Whiplash victims often find it difficult to drive, perform physical activities, enjoy hobbies, walk long distances, or even perform their daily care. They may be unable to continue in their chosen profession and may suffer extreme pain and neck stiffness even years after an accident.



mickey-officePueblo Personal Injury Attorney Mickey W. Smith understands all aspects of whiplash and fights aggressively to hold negligent parties responsible. If you have been injured in a car accident in Pueblo, Colorado, you need an attorney on your side from the moment you are injured. Call (719) 544-0062 to speak with a personal injury lawyer and receive your FREE case evaluation! Mickey W. Smith will fight for you, so you can focus on your recovery.


Questions to ask when hiring a trucking accident lawyer

October 22nd, 2013


truck-accidentRoad accidents that involve trucks are some of the most deadly accidents. If you or someone you know has been involved in a crash involving a truck, you need to get help from a truck accident attorney. This is because trucks are complex machines and some of the massive tractor-trailers that you see travelling on the roads are often equipped with advanced onboard computer systems. Although they are needed to transport goods and products from one place to another, they do pose a significant safety concern to other people on the roads.

Due to the complexity of the machines, the investigation and litigation of truck accidents present a host of complex challenges. Therefore, you cannot just hire a personal injury lawyer or a general practitioner and need to get in touch with a truck accident lawyer. Most of the attorneys who specialize in this field will be willing to provide you a no-obligation first meeting, or an initial consultation completely free of cost. This initial meeting will give you a chance to interview them and ask any questions regarding your potential lawsuit.

In your first meeting with a truck accident lawyer, you should ask the following questions:

  • When did they graduate from law school?

  • How many years of experience do they have handling truck accident cases?

  • Do they take other types of cases too, or do they just specialize in truck accident cases?

  • If yes, what percentage of their practice is focused on trucking accidents?

  • Are they up-to-date with the current truck accident laws in your state and how do they do that?

You must also discuss your case with them and ask them to give you an assessment of your case. For that, you can ask the following questions:

  • How strong is your case?

  • What are the strengths and weaknesses of your case?

  • Are you likely to get a settlement?

  • If yes, how much?

  • How will the trial proceed and what will happen?

  • How long will the case be in litigation before it is wrapped up?

  • Do they believe that more than one party is responsible in causing the accident?

You should also ask them questions about how they will manage your case?

  • Ask them if they will be representing your case themselves or another lawyer in their firm will be doing that.

  • If you have any questions regarding your case or if you want to discuss your case, who will you be contacting?

  • How long is their normal response time?

  • Will you get regular updates on your case?

  • If yes, how often will you get those updates and who will give those updates?

Answers to all these questions will give you a fair idea about how the lawyer or law firm operates and how your case will be handled. Consider trustworthiness, experience, way of communication and level of confidence as the deciding factors before you select a truck accident lawyer.

mickey-officePueblo Personal Injury Attorney Mickey W. Smith is an attorney in good standing with both the Colorado Bar Association and the Colorado Trial Lawyers Association. You can trust him to have a thorough understanding of all of the legal issues of your case. Call (719) 544-0062 to speak with a personal injury lawyer and receive your FREE case evaluation!

Author Bio:

Attorney Bradford Kvinta provides aggressive criminal defense and DWI defense in San Antonio, Texas. He specializes in Estate planning and probate as well as family law.

Man Has Died After Being Hit By A Car

September 19th, 2013

memorialA man who was hit by a car while crossing the street has died, according to 9 News. While police are unsure of who had the right of way, a pedestrian who was apparently in the crosswalk was hit by car in the very early hours of the morning. The driver fled, and the man died at the scene of the accident. Police believe that if the driver had stopped to help, the victim may have been saved. The police recovered trim from the vehicle at the scene, and were able to make an arrest later in the day. They have also taken the car in order to determine whether it matches the damage from the crash.

Have you or a loved one been killed in a car accident? Speak with an experienced Pueblo Colorado wrongful death attorney immediately to discuss your options.

Each year, the National Highway Traffic Safety Administration reports that over 30,000 people die in traffic accidents. Over 4,000 of those, roughly one fifth of the total, are pedestrians who are struck by cars. Pedestrians are particularly vulnerable in traffic accidents because they have no protection. What is especially tragic is that a great number of these deaths are preventable, occurring as a result of negligence by one or more driver. If failure by one driver to follow the law or basic traffic safety results in the death of another person, that person’s family may be entitled to financial compensation for the loss of companionship that they have suffered.

mickey-officeThe judge and jury will decide the amount of compensation you need based on how much the family lost in support, lost income and inheritance as well as funeral expenses or medical costs. Your Pueblo wrongful death attorney will be there every step of the way—throughout the entire legal process. You are not alone—contact a Colorado personal injury law firm today. Call Pueblo Personal Injury Attorney Mickey M. Smith today for a free consultation. (719) 544-0062.

Collision on U.S. Highway 6, One dead and Ten Injured

August 19th, 2013


On August 4, a Ford Explorer collided with a casino bus and then wrecked into a Chevy sedan in Golden at Tunnel 1 on U.S. Highway 6. The crash occurred at approximately 6:00 a.m. after the Ford Explorer crossed over the center lane and into incoming traffic. The driver of the SUV was pronounced dead on the scene, eight of the 40 passengers on the casino bus were hospitalized for injuries, and two passengers in the sedan were also taken to a hospital for minor injuries. The cause of the crash is unknown at this time.


Consider the following head-on collision statistics according to a 2011 report conducted by the Federal Highway Administration:

  • approximately “20% of roadway departure fatal crashes involve an opposing direction collision”

  • “75% [of head-on collisions] occur on undivided two-lane roads”

  • “most head-on crashes result from a motorist making an unintentional maneuver”


Have you or someone you know been injured in a car accident. Contact a Colorado personal injury attorney to ask questions and discuss your options.

mickey-officeCompensation may be needed to pay for medical expenses, rehabilitation, lost wages and emotional pain and suffering. No matter what type of accident you were involved in, a Pueblo personal injury attorney can help navigate you through the entire legal process, so you can focus on more important things—-your recovery. If you or someone you love is injured in an automobile accident, it is important to contact an experienced Pueblo car accident attorney immediately. Call Pueblo Personal Injury Attorney Mickey M. Smith today for a free consultation. (719) 544-0062.



Motorcyclist Has Died After Crash

June 6th, 2013


A 37-year-old motorcyclist has died after a crash with a car in Colorado Springs, according to the Gazette. The accident happened late in the evening in Fountain at the intersection of Fontaine Blvd and Fountain Mesa Rd. A Hyundai Accent made a left turn off of Fontaine, in front of a Harley Davidson motorcycle that was traveling the opposite direction on Fontaine. The motorcycle collided with the car in the intersection, and the rider was taken to Memorial Hospital. The rider was wearing a helmet, but died from his injuries. The 20-year-old man who was driving the car was not injured. It is not clear who was at fault in the accident.

Have you lost a loved one in a tragic motorcycle accident? Speak with an experienced Pueblo motorcycle accident attorney as soon as possible to discuss your options.

Each year, about 4,000 motorcyclists are lost in crashes across the country. Everyone who rides is aware of the potential danger. Many motorcycle crashes are single vehicle accidents, involving a rider losing control, often due to excessive speed. However, too often motorcycle accidents are caused by drivers of cars and trucks who simply don’t see the bike. A left turner who cuts off a motorcycle or a lane changer who doesn’t see the bike riding in the other lane are things that every rider knows. It is important for riders to always be aware of the possible dangers that cars present. Of course, it is equally important for the drivers of those cars to be aware of their surroundings, and remember how damaging an accident can be to a motorcyclist.

mickey-officeSpeak with experienced Pueblo wrongful death attorney Mickey Smith today to discuss your options if you or a loved one have been seriously injured or killed in a motorcycle accident. Mickey has helped countless Coloradans to protect their rights and recover compensation for injuries caused by the negligent or reckless actions of other people. He understands how difficult it is for an injured motorcyclist to protect his or her rights, and is ready to speak with you about your case. Mickey is a dedicated Pueblo personal injury attorney who may be able to help you recover compensation for medical bills, property damage, lost wages, and more. For more information and a FREE CONSULTATION, call Mickey today at (719)544-0062 or fill out and submit the contact form on this website.

Rising Tension Between Motorists And Cyclists

May 22nd, 2013


The Denver Post reports on rising tension in recent years between motorists and cyclists in Jefferson County. It seems that every year, more and more cyclists use the roads in the foothills to enjoy the scenic beauty of Colorado. Of course, this is something that motorists also do. There also seems to be an increasing number of incidents of conflict between motorists and cyclists. Sometimes these conflicts arise from cyclists who violate traffic laws or safety, and sometimes it arises from motorists who are either not paying attention to cyclists, or behave aggressively toward them. Various police agencies run patrols in areas that are especially known for these situations, in an effort to reduce their incidence. In many cases, citations are issued to motorists and cyclists over failure to observe traffic laws.

Have you been seriously injured in a accident in Colorado? Speak with an experienced Pueblo automobile accident lawyer today to discuss your options.

Each year, several hundred cyclists are killed in bicycle accidents nationwide. With the large number of cyclists here in Colorado, we seem to get more than our share of them. While these numbers are not huge, in any give accident, the danger of catastrophic injury or death to a cyclist when hit by a car is extreme. Bicycle simply don’t provide their riders with the inherent protections of cars, and regardless of who caused the accident, the cyclist is likely to be far worse off than the driver of the car. It is therefore vital that every bicyclist and every driver pay close attention to their surroundings, in order to avoid these collisions.

mickey-officeSpeak with dedicated Pueblo personal injury attorney Mickey Smith today to discuss your options if you or a loved one have been seriously injured in a bicycle accident. They can help you assess liability and negligence in the case, and assist you in pursuing your legal rights if the other party was negligent. No one should have to face financial hardship on top of physical injury because of another person’s reckless or negligent actions. Mickey is an experienced Pueblo spine and back injury attorney who can help you understand your legal situation, and help decide what if any action to take. For more information and a FREE CONSULTATION, contact Mickey today by calling (719)544-0062 or using the contact form on this website.

A Rollover Accident On I-25 Resulted In Three Serious Injuries

April 29th, 2013


A rollover accident on I-25 resulted in three serious injuries, according to the Pueblo Chieftain. The accident, a single vehicle rollover south of Pueblo resulted in the highway being closed for a time on a Monday morning. An SUV driven by a 21 year old man went off the road while heading north. The driver over-corrected, and rolled the vehicle. His two passengers were thrown from the truck. Both passengers were seriously injured, and transported to different local hospitals for treatment. It is not immediately clear why the driver veered off the road, or whether drugs or alcohol may have played a part in the crash.

Have you or a loved one been seriously injured in a car accident? Speak with an experienced Pueblo auto accident attorney today to discuss your options.

It seems that there are as many different causes of car accidents as there are crashes. According to the U.S. Department of Transportation, there are over 5 million car accident every year in the United States. Most of them are exactly what they sound like: accidents. Additionally, most of them don’t result in anyone being seriously injured. However, the ones that do result in serious injuries, or the over 30,000 each year that result in fatalities, can be extremely expensive, on top of the physical and emotional pain that they cause. Medical bills can rack up quickly, especially if medical care is needed for years into the future for massive injuries such as traumatic brain injury.

mickey-officeContact dedicated Pueblo auto accident attorney Mickey Smith today if you or a loved one have been seriously injured in a Colorado car wreck. Mickey has been helping Coloradans for many years, and has both the legal skills and experience that you need if you have been injured by the negligent actions of another driver. No one should have to face financial hardship on top of physical injury because of someone else’s carelessness, and Mickey Smith is a Pueblo auto accident attorney who cares. For more information and a FREE CASE EVALUATION, contact Mickey today at (719)544-0062.